Community Bank Of Santa Maria Santa Maria CA: What Sets It Apart?
- 01. Community Bank of Santa Maria Santa Maria CA: What Sets It Apart?
- 02. Core Identity and Leadership
- 03. Key Leadership Facts
- 04. Branch Locations and Operating Hours
- 05. Financial Strength and Performance Metrics
- 06. Core Banking Products and Services
- 07. Digital Banking Capabilities
- 08. Community Engagement and Local Impact
- 09. Difference from Larger Banks
- 10. FAQ: Common Questions About Community Bank of Santa Maria
- 11. Contact Information Summary
Community Bank of Santa Maria Santa Maria CA: What Sets It Apart?
Community Bank of Santa Maria is a locally owned commercial bank headquartered at 2739 Santa Maria Way in Santa Maria, California 93455, founded on March 1, 2001, with $405.5 million in total assets, 55 employees, two branch locations, and FDIC insurance under routing number 122243237.
Core Identity and Leadership
The bank operates under state charter as a Fed non-member institution supervised by the Federal Deposit Insurance Corporation, with Janet Silveria serving as President/CEO since at least 2020.
Its leadership team emphasizes deep local community knowledge and personalized relationship banking that distinguishes it from regional and national competitors.
Key Leadership Facts
- President/CEO: Janet Silveria, contactable at 805.922.2900 or jsilveria@yourcbsm.com
- DFPI License ID: 2032, with no enforcement actions recorded as of January 2024
- Headquarters phone: 922-2900; email: info@yourcbsm.com
Branch Locations and Operating Hours
The bank maintains two physical branches within Santa Maria, both open Monday through Friday from 9:00 AM to 5:00 PM, with ATMs available 24 hours at select locations.
| Branch Address | City | ZIP Code | Phone | Hours |
|---|---|---|---|---|
| 2739 Santa Maria Way | Santa Maria | 93455 | 922-2900 | Mon-Fri: 9:00 AM-5:00 PM |
| 1421 S Broadway | Santa Maria | 93454 | 922-2900 | Mon-Fri: 9:00 AM-5:00 PM |
Financial Strength and Performance Metrics
As of Q4 2024, Community Bank of Santa Maria reported total assets of $405.5 million, deposits of approximately $367 million, equity capital near $38 million, and a return on assets of 1.0%, indicating sound management and stability.
- Total Assets: $405,527,000
- Total Deposits: ~$367,000,000
- Equity Capital: ~$38,000,000
- Return on Assets: 1.0%
- Number of Employees: 55
- FDIC Insurance: Full coverage since inception in 2001
Core Banking Products and Services
The bank specializes in commercial lending while offering a full suite of personal and business financial services tailored to Santa Maria-Santa Barbara region customers.
Its service portfolio includes personal loans, business loans, savings accounts, Money Market Savings, Certificates of Deposit, SIMPLE IRA, and SEP IRA retirement plans.
Digital Banking Capabilities
Community Bank of Santa Maria provides digital banking services for enhanced convenience and security, allowing customers to manage accounts online and via mobile platforms.
Digital features include account access, bill pay, mobile deposit, and secure messaging with relationship managers.
Community Engagement and Local Impact
The bank actively participates in local events, notably serving as judges at the Lompoc Flower Festival Parade in 2025, demonstrating its commitment to community spirit and regional engagement.
Its community-oriented practices emphasize customer relationships and local knowledge, ensuring decisions reflect the unique needs of Santa Maria families and businesses.
"We were honored to serve as judges at the Lompoc Flower Festival Parade. Thanks to everyone who came out and filled the streets with color, joy and community spirit!" - Community Bank of Santa Maria, 2025
Difference from Larger Banks
Unlike national chains, Community Bank of Santa Maria delivers personalized services that larger banks often overlook, with decision-making rooted in local expertise rather than distant corporate hierarchies.
The bank's smaller scale enables faster loan approvals, flexible underwriting, and tailored financial solutions for small businesses and families in Santa Maria-Santa Barbara.
FAQ: Common Questions About Community Bank of Santa Maria
Contact Information Summary
For inquiries, customers can reach Community Bank of Santa Maria via phone at 922-2900, email at info@yourcbsm.com, or visit their website at yourcbsm.com.
The bank's physical address for correspondence is 2739 Santa Maria Way, Santa Maria, CA 93455, and it remains a trusted local financial institution serving the Santa Maria community for over 23 years.
Key concerns and solutions for Community Bank Of Santa Maria Santa Maria Ca What Sets It Apart
What is the routing number for Community Bank of Santa Maria?
The routing number is 122243237, which supports both ACH and wire transfers for checking and savings accounts.
Is Community Bank of Santa Maria FDIC insured?
Yes, the bank has been supervised by the FDIC since its inception on March 1, 2001, ensuring full deposit insurance coverage up to federal limits.
Where is Community Bank of Santa Maria located?
The headquarters is at 2739 Santa Maria Way, Santa Maria, CA 93455, with a second branch at 1421 S Broadway, Santa Maria, CA 93454.
What hours is Community Bank of Santa Maria open?
Both branches operate Monday through Friday from 9:00 AM to 5:00 PM; ATMs are available 24 hours at select locations.
Who is the CEO of Community Bank of Santa Maria?
Janet Silveria serves as President/CEO, reachable at 805.922.2900 or jsilveria@yourcbsm.com.
Does Community Bank of Santa Maria offer online banking?
Yes, the bank provides digital banking services including online account access, bill pay, mobile deposit, and secure messaging.
